Step 1: Fill in the date
Write the date on the top right-hand corner of the cheque. It’s essential to write the date because it helps you and the person you’re paying to keep track of when the cheque was written.
Step 2: Write the payee’s name
Write the name of the person or company you’re paying on the line that says “Pay to the order of”. Make sure you spell the name correctly, and use the full legal name of the person or company.
Step 3: Write the amount in numbers
Write the amount you’re paying in numbers in the box on the right-hand side of the cheque. Make sure you write the amount clearly and accurately, using decimal points where necessary.
Step 4: Write the amount in words
Write the amount you’re paying in words on the line underneath the payee’s name. Start writing as close to the left-hand side of the cheque as possible, and use capital letters. Make sure you write the words accurately and legibly, and also include the cents amount as fractions.
Step 5: Sign the cheque
On the bottom right-hand corner of the cheque, you’ll see a line that says “Signature”. Sign your name on this line. Make sure you sign the cheque with the same signature that you have on file with your bank.
Step 6: Add any additional information
If you want to add any additional information, such as a reference or a note, you can do so in the memo section at the back of the cheque. This is optional.
Step 7: Record the transaction
Before you give the cheque to the payee, make a record of the transaction in your chequebook or online banking app. This will help you keep track of your spending and ensure that you have enough funds in your account to cover the cheque.
Once you’ve followed these steps, you can give the cheque to the payee, who can then deposit it into their bank account.